45 Day Notice Saver

With our 45 Day Notice Saver, you can earn 0.85%
gross/AER*
(variable) on balances from £1,000
up to £75,000. Withdrawals and closure are available
subject to 45 days notice. Full details can
be found below.

How To Apply

Please make sure you have read and understood our Terms And Conditions and the Key Product Features before applying.

Option 1: Print & Post

You can print off a savings application form by clicking here:

Print Application Form

Your completed application can be sent to us using our freepost address below. We will also need a personal
cheque for the opening balance made payable to the account holders(s).

We will carry out an electronic search to verify your identity. If we are unable to verify your identity
this way, we will ask you to provide additional documentation.

FREEPOST RRTG-EGGX-TKYT
Manchester Building Society
125 Portland Street
Manchester
M1 4QD

You will need Adobe Acrobat Reader in order to read these files. If required you can download it free of charge by clicking on the link below:

Get Adobe Reader

Option 2: Request an Application Pack

You can request for an application pack to be sent to you by clicking here:

Request Application Pack

Key Product Features for 45 Day Notice Saver

    • Account Name

      • 45 Day Notice Saver

      What is the interest
      rate?

      • AER*            Gross
        0.85%           0.85%
      • Interest is calculated daily, paid annually on 30th November and can be credited to the account or paid out to your bank account according to your preference as indicated on the application form.
      • Interest will be paid without the deduction of tax. You may be liable to pay tax on your savings income and you will be responsible for paying any tax due. Tax treatment depends on your personal circumstances and may be subject to change in the future.

      Can Manchester
      Building Society
      change the interest rate?

      • Interest rates are variable and will only be altered in accordance with condition 11.8 of our Terms and Conditions. You will be notified of any changes in writing.
      • Information about current interest rates can be found at any time by contacting us on 0161 923 8065 or visiting our website www.themanchester.co.uk. We will write to you at least once each year to confirm the interest rate on your account.

      What would the
      estimated balance be
      after 12 months
      based on a £1,000
      deposit?

      • £1,008.50
      • This projection is provided for illustrative purposes only and assumes that interest is credited on the anniversary of account opening and that the interest rate does not change.

      How do I open and
      manage my account?

      • A minimum deposit of £1,000 is required to open this account. You can save up to a maximum of £75,000. This maximum can only be exceeded by capitalised interest.
      • You must be aged 18 or over and permanently resident in the UK.
      • The account can be held in sole name or jointly in up to four names. Only one account can be opened per person.
      • The account can be opened and operated through the post, or in person at our branch or an agency.

      Can I withdraw
      money?

      • Withdrawals are available subject to providing 45 days notice. Immediate withdrawals will not be permitted. Notice of withdrawal can be given by writing to us or calling us. A signed request will be required in order to make a withdrawal.
      • Withdrawals are available by cheque, by CHAPS (CHAPS is subject to a fee as detailed in our Terms and Conditions; currently £20) and by cash (cash can be withdrawn in person at our branch and agencies, limited to £250 per day).

      Additional
      information

      • Please note that we reserve the right to withdraw this account at any time and return applications and/or deposits should the account become oversubscribed.
      • If you change your mind about your savings account, you have the right to cancel within 14 days of opening. Please see our Terms and Conditions to find out how to cancel your account.

      * AER stands for annual equivalent rate and illustrates what the interest rate would be if interest was paid and added to the account once each year. The gross rate is the contractual rate of interest payable before the deduction of income tax.

      Other Important Information

      The Society offers a range of savings accounts and ISAs. For more details about our accounts, or if you have any queries, please contact us on 0161 923 8015 or visit our website www.themanchester.co.uk.

      Manchester Building Society is covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if we are unable to meet our financial obligations. Basic information about the protection of eligible deposits is given on the Information Sheet. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk