Easy Access Saver

With our Easy Access Saver, you can earn 0.85%
(variable) until 19th March 2017 and then
0.70% gross/AER* (variable) from 20th March 2017 on
balances from £1,000 up to £75,000. Withdrawals and
closure are available immediately without notice
or penalty. Full details can be found below.

How To Apply

Please make sure you have read and understood our Terms And Conditions and the Key Product Features before applying.

Option 1: Print & Post

You can print off a savings application form by clicking here:

Print Application Form

Your completed application can be sent to us using our freepost address below. We will also need:
• a personal cheque for the opening balance made payable to the account holder(s),
• a signed copy of the Information Sheet about the Financial Services Compensation Scheme.

We will carry out an electronic search to verify your identity. If we are unable to verify your identity
this way, we will ask you to provide additional documentation.

Manchester Building Society
125 Portland Street
M1 4QD

You will need Adobe Acrobat Reader in order to read these files. If required you can download it free of charge by clicking on the link below:

Get Adobe Reader

Option 2: Request an Application Pack

You can request for an application pack to be sent to you by clicking here:

Request Application Pack

Key Product Features for Easy Access Saver

    • Account Name

      • Easy Access Saver

      What is the interest

      • Effective Date                        AER*            Gross
        Until 19th March 2017            0.85%            0.85%
        From 20th March 2017            0.70%            0.70%
      • Interest is calculated daily and paid annually on 31st October and can be credited to the account or paid out to your bank account according to your preference as indicated on the application form.
      • Interest will be paid without the deduction of income tax.

      Can Manchester
      Building Society
      change the interest rate?

      • Interest rates are variable and will only be altered in accordance with condition 11.8 of our Terms and Conditions. You will be notified of any changes in writing.
      • Information about current interest rates can be found at any time by contacting us on 0161 923 8065 or visiting our website www.themanchester.co.uk. We will write to you at least once each year to confirm the interest rate on your account.

      What would the
      estimated balance be
      after 12 months
      based on a £1,000

      • £1,008.50, if the interest rate stayed at 0.85% gross/AER* (the rate until 19th March 2017) for 12 months.
      • £1,007.00, if the interest rate stayed at 0.70% gross/AER* (the rate from 20th March 2017) for 12 months.
      • This projection is provided for illustrative purposes only and assumes that interest is credited on the anniversary of account opening and that the interest rate does not change.

      How do I open and
      manage my account?

      • A minimum deposit of £1,000 is required to open this account. You can save up to a maximum of £75,000. This maximum can only be exceeded by capitalised interest.
      • You must be aged 18 or over and permanently resident in the UK.
      • The account can be held in sole name or jointly in up to four names. Only one account can be opened per person.
      • The account can be opened and operated through the post, or in person at our branch or an agency.

      Can I withdraw

      • Withdrawals are available immediately without notice or penalty.
      • Withdrawals are available by cheque.


      • Please note that we reserve the right to withdraw this account at any time and return applications and/or deposits should the account become oversubscribed.
      • If you change your mind about your savings account, you have the right to cancel within 14 days of opening. Please see our Terms and Conditions to find out how to cancel your account.

      * AER stands for annual equivalent rate and illustrates what the interest rate would be if interest was paid and added to the account once each year. The gross rate is the contractual rate of interest payable before the deduction of income tax.

      Other Important Information

      The Society offers a range of savings accounts and ISAs. For more details about our accounts, or if you have any queries, please contact us on 0161 923 8015 or visit our website www.themanchester.co.uk.

      Manchester Building Society is covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if we are unable to meet our financial obligations. Basic information about the protection of eligible deposits is given on the Information Sheet. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk

What we are saying

  1. 2016 AGM: Members’ Votes Raise Money for Charity

    Published:30 June , 2016 in category: Blog

    Manchester Building Society's AGM took place on Friday 10th June 2016 at Manchester Art Gallery. As a mutual, owned by and operated for its members, the Society invites members to take part in and vote at the Society’s AGM each year.

    Find out more