About Us
Important Information
What is Confirmation of Payee?
Confirmation of Payee (CoP) is an account name checking service facilitated by Pay.UK designed to reduce fraud and prevent payments from being sent to the wrong accounts, and enhance the security of customers’ accounts by requiring name checks to be carried out between bank or building society accounts.
The Society joined the Confirmation of Payee scheme on 23rd October 2024.
What does this mean for my account?
Sending payments to your Manchester Building Society account
-
If you already have a regular payment set up to send funds to your Manchester Building Society account,
you do not need to do anything, your existing payment will continue to be paid into your account.
-
If you are setting up a new payment to your account, you will now need to send the payment to the following details:
Beneficiary: Your first and last name for a personal account or the full business name for a business account.
Account Number: 60310646
Sort Code: 20-55-34
*Reference: Your Manchester Building Society account number
*Your reference number is your 10-digit account number with no spaces or dashes. Any letters in your reference number must be in upper case. Failure to quote your correct reference number may result in the payment being returned.
- When sending your payment from your UK bank or building society account you should now get a ‘Match’ if the account details have been input correctly, providing assurance that your payment will reach the intended account.
Why is Confirmation of Payee important?
Confirmation of Payee (CoP) is an account name checking service facilitated by Pay.UK. It is designed to help reduce misdirected payments and to give customers greater assurance that they are sending payments to the intended recipient, helping to reduce cases of fraud. In line with Financial Regulations, all eligible customers have automatically been opted in for Confirmation of Payee (CoP).
How do I Opt out of Confirmation of Payee?
We can agree to opt out requests in exceptional circumstances. If you wish to opt out of the Confirmation of Payee scheme,
please complete the form noted on the link below. The form needs to be returned to the address on the form.
Opt In/Out form
How do I make a complaint about Confirmation of Payee?
If you wish to make a complaint regarding Confirmation of Payee, please see our complaints procedure which is available on the following page About Us - Important Information
How do I find out more information about Confirmation of Payee?
Further information about Confirmation of Payee can be found from - Confirmation of Payee Pay.UK (wearepay.uk)
This section details how we use your information in relation to our website. We have separate privacy notices in relation to savings and mortgage accounts. These are available to download through the relevant sections on our website or on request by contacting us.
When someone visits www.themanchester.co.uk we use Google Analytics to collect information about visitor behaviour patterns. For example, we use this to monitor the number of visitors to a webpage or the number of downloads of a document. We do not use this information to identify anyone.
Where we collect personal information about you through our website, we will make this clear and explain what we will use the information for.
Information about about how we use cookies is provided in our Cookies Policy section below. By continuing to use our website, you are agreeing to our use of cookies.
We use a third party service to help maintain the security and performance of our website. To deliver this service it processes the IP addresses of visitors to our website.
You should note that emails are an insecure method of transferring information across the internet. You should limit the information you send by email and not detail any confidential personal data. We will monitor any emails sent to us, including file attachments, for viruses or malicious software and obscene or profane content.
This section does not cover any links to external websites. You should read the privacy statements on other websites you visit.
This privacy policy may be amended from time to time.
If you have any queries about this privacy policy you can contact us by writing to Manchester Building Society, 125 Portland Street, Manchester, M1 4QD or by telephone on 0161 923 8000.
Manchester Building Society complies with the Data Protection Act 1998 and treats all personal information as private and confidential when obtaining, processing and holding customer information. We will ensure that your information is accurate and up to date, that we do not keep it for longer than necessary and that appropriate measures are in place to protect the information from any unauthorised use.
We have a customer privacy policy which sets out how we collect your information, how we use it and why.
This is available to view through clicking the link below.
Customer Privacy Policy
Our privacy notices refer to the privacy notice of Credit Reference Agencies.
This is available to view
here
for Experian or
here
for TransUnion. You can also request this information by contacting us.
Manchester Building Society may wish to contact you by post, telephone and/or email with information about other financial products or services that are available from us. However, we will only do this if we have your consent.
You can stop our marketing or change your instructions at any time by writing to us at Manchester Building Society, 125 Portland Street, Manchester M1 4QD, by telephone on 0161 923 8000 or by following the instructions on how to do that in the marketing email.
The information on this website has been prepared in accordance with and is subject to the laws of England and Wales. The information is directed at people within the United Kingdom only.
The information contained or displayed on this site is believed to be reliable when displayed. Whilst all reasonable care has been taken to ensure that the information and functions contained or displayed on this site are complete and correct, the Society does not warrant or represent that such information or functions is or are free from errors or omissions or that the information contained or displayed on this site is suitable for your intended use.
Introduction
This website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site.
What are cookies?
This website uses cookies. Cookies are small text files that are placed on your device by the websites you visit and the apps you use.
Cookies are generally used in order to make websites work effectively to:
- retain user preferences;
- store information for things like shopping carts; and
- provide anonymised tracking data to third party applications like Google Analytics.
You can prevent cookies from being stored on your computer or mobile device via the cookie notification presented when you first visit a site. You can also do this, as well as delete cookies that have already been set, via the settings in your web browser.
Find out how to manage cookies on popular browsers:
To find information relating to other browsers, visit the browser developer's website.
To opt out of being tracked by Google Analytics across all websites, visit http://tools.google.com/dlpage/gaoptout.
For more information about cookies visit www.allaboutcookies.org.
How do we use cookies?
Our website uses cookies to determine the number of visitors to each web page. We use this information for analytical purposes and to help us to continually improve our website.
This site does not use cookies to collect personally identifiable information about you.
Which cookies do we use?
| Cookie | Name | Expiration | Purpose |
|---|---|---|---|
| OneTrust Notification |
OptanonAlertBoxClosed |
6 months | Used by the OneTrust cookie compliance solution and registers when a visitor has acknowledged the cookie notification so that the website does not show this more than once to the visitor. |
| OneTrust Consent |
OptanonConsent |
6 months | Used by the OneTrust cookie compliance solution and stores information about the categories of cookies the site uses and whether visitors have given or withdrawn consent for the use of each category. |
| Google Analytics |
_ga _ga_XXXXXXXX |
1 year | Used by Google Analytics and registers a unique ID for the website user for statistical analysis - to monitor the number of visitors to our website, and to see which pages are visited most frequently. |
Manchester Building Society is not responsible for any of the content on the external links from this website.
Telephone calls are recorded for training, monitoring and regulatory purposes and to improve our customer service standards
Manchester Building Society endeavours to make reasonable, commonsense adjustments to provide access to our services for customers with special needs.
Manchester Building Society is committed to protecting your personal details and our services have been designed with your security in mind.
Emails are an insecure method of transferring information across the Internet. You should limit the information you send by email and not detail any confidential personal data.
Emails are an insecure method of transferring information across the Internet. You should limit the information you send by email and not detail any confidential personal data.
- Always keep your personal data protected.
- Lock your PC when you are not using it.
- For optimum security you should use the latest versions of Microsoft Edge, Firefox, Safari or Chrome.
To increase or decrease the text size, use
the appropriate option in your browser. For example, to increase text:
Internet Explorer: go to View>Text Size>Larger
Firefox: go to View>Text Size>Increase
Chrome: go to Chrome Menu>Settings>Show advanced settings>Web content>choose the required font size
Safari: go to View>Make text bigger
Windows shortcut: Press the Ctrl and + keys together
Mac shortcut: Press the Command and + keys together
Manchester Building Society is committed to providing quality service. We are committed to rectifying mistakes quickly. A leaflet is available which provides details of our customer complaints procedure; this will be sent to you on request or if you make a complaint.
If you wish to make a complaint, you can do so by contacting the relevant department manager through any of the contact methods provided on our Contact Us page.
If you are not happy with the resolution of your complaint once our complaints procedure has been exhausted, you may be able to refer it to the Financial Ombudsman Service to investigate further. Individuals and some small businesses are eligible to refer complaints. Information about the Financial Ombudsman Service can be found on their website www.financial-ombudsman.org.uk.
You may also be able to submit complaints to the Financial Conduct Authority.